Do Safeway Cash Checks? Albertsons, Walmart, and other major supermarkets in the U.S. cash a variety of checks and you might be wondering if Safeway provides this service as well.
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Safeway is an American supermarket chain founded by Marrion Barton Skaggs in April 1915 in American Falls, Idaho with over 1,700 stores across the United States.
Safeway provides a wide variety of food and household products as well as a selection of unique private label brands.
The chain also features a variety of specialty departments such as bakery, delicatessen, floral, pharmacy, Starbucks Coffe Shops, and fuel centers. While providing excellent customer service, Safeway is committed to offering fresh, quality products at competitive prices.
With headquarters in Pleasanton, California, Safeway was one of the first supermarkets to offer a money-back satisfaction guarantee on all of its products.
Do Safeway Cash Checks?
To the big question; do Safeway cash checks? Yes, they do. Safeway stores offer a convenient and affordable way to cash checks.
With fees of just 1.15% of the value of the check, Safeway stores can help you get the cash you need, whether you’re cashing a payroll check or a government-issued stimulus check.
Safeway will cash finance, clerks, and officials a maximum of $1500. If you would like to know more about Safeway’s cash checking policy, and the types of checks they cash and do not cash, keep reading this post to find out.
What Is Safeway’s Cash Checking Policy?
While it is true that Safeway cashes out checks, it’s necessary to know its cash checking policy. To cash out a check at Safeway, it must be issued by a company or institution that has an account with Safeway.
The check also needs to have a routing number and account number that match up with the ones Safeway has on file. The types of checks they permit are as follows;
- Payroll checks
- Cashier’s checks
- Government-issued checks
- Stimulus checks
Note: Safeway will not cash a check if the holder does not have a government-provided ID to confirm their personality or if the check does not meet the necessary criteria.
What Checks Does Safeway Not Cash?
While Safeway allows certain types of checks to be cashed, some types are not cashed. They include;
- Personal Checks
- Handwritten Checks
The reason they do not accept these types of checks is to help reduce the risk of fraud or misrepresentation. Safeway cannot take the risk of cashing the checks if the check holder cannot be properly verified.
However, there is a possibility that this policy may change later in the future as new technologies are developed that can help to verify the identity of the check holder.
You May Also Like: How To Cash A Check Without A Bank Account Or ID
How Many Checks Can You Cash At Safeway?
At Safeway, there is no limit to the number of checks that may be cashed. However, there is a limit to the amount of money that can be handled at once.
Hence, the total amount of money represented by individual checks will determine how many you may cash.
We can assume that only a couple of checks could be cashed at once, since only government checks, payroll checks, and cashier’s checks are accepted at Safeway. But this depends on how much money a person makes through payroll.
While Safeway does not place any restrictions on the number of checks that can be cashed, bear in mind that each check will be reviewed for authenticity and accuracy, and if any inconsistencies or disparities are found, the check will not be processed.
How Much Does It Cost To Cash A Check At Safeway?
At Safeway, for every $200, you will be charged a fee of $2.25. This means that if you were cashing a check of $1000 for instance, you would be paying a service fee of $11.25.
Are There Specific Days Of The Week Safeway Cash Checks?
While most stores only cash checks during the week, Safeway offers cash-checking services all through the week. However, the hours of operation may vary from store to store.
While some Safeway stores provide this service 24/7, some operate on a smaller schedule.
To find out the specific time your local Safeway store allows customers to cash checks, we recommend you call the reception desk or visit the store and ask a member of the staff.
Where Does Safeway Cash Checks In The Store?
In most of their stores, Safeway cashes checks at the customer service desk. However, this may differ per area, so it’s advisable to call ahead or ask customer service when you arrive.
If you find it difficult to locate their cash checking center, you can ask the reception desk for assistance.
Safeway cashes out several kinds of checks including payroll checks, government checks, cashier checks, and stimulus checks at all their stores. They accept these types of checks because the government or a bank backs them.
They do not accept personal and handwritten checks because of the high risk of fraud or misrepresentation.
Usually, a small fee is charged for cashing a check at Safeway, but it is much less than what you would be charged at a check-cashing store.
Safeway stores are an excellent option for cashing checks if you do not have a bank account.
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